$1,350,000.00 | 4 bed 2.5 bath 2,771sqft 2,771 square feet 5,000sqft lot | 102 Lloyd Ave, Providence, RI 02906
Listed at Prime Holdings Inc
Email: broker@primeholdings.site
Property Type | Single Family |
|---|---|
Price per sqft | $487 |
Garage | 2 Cars |
Year Built | 1899 |
Elegant College Hill Victorian with Timeless Charm & Modern Comforts
Nestled in the heart of College Hill, this exquisite Victorian home seamlessly blends historic charm with contemporary design elements, offering the perfect East Side retreat.
Ascend to the inviting front porch, perched gracefully above the streetscape—a charming sitting area ideal for unwinding and taking in the vibrant surroundings. Step inside the foyer, where warmth and character welcome you into a sun-drenched living room, complete with a fireplace and a picturesque window seat.
Beyond the foyer, the elegant dining room boasts a bay window that bathes the space in soft morning light. The remodeled kitchen exudes European flair with painted wood cabinetry, butcher block countertops, stainless steel appliances, and encaustic tile flooring. A convenient mudroom off the kitchen leads to a private deck and patio, creating a perfect setting for al fresco dining. A stylish powder room completes the first level.
Upstairs, the second level offers two generously sized bedrooms, a full tiled bath, and a versatile home office or study. A third bedroom or family room, featuring a fireplace, provides flexible living space to suit a variety of needs. The top floor adds even more possibilities with two additional spacious bedrooms and a second tiled bath.
Modern conveniences include central air conditioning, a two-car garage, and a beautifully landscaped city garden with mature plantings. Ideally situated, this home provides effortless access to top universities, schools, shopping, and city parks. With downtown and the train station just minutes away, commuting is a breeze.
Adding to its appeal, this welcoming neighborhood fosters a strong sense of community, with a dedicated listserv connecting neighbors and creating an inviting atmosphere. Experience the perfect blend of history, sophistication, and urban convenience—schedule your tour today!
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Interior Features
Bedrooms: 4
Total Rooms: 9
Bathrooms: 2.5 (2 Full, 1 Half)
Primary Bathroom: Tub & Shower Combination
Third-Level Full Bath: 12’ x 7’
Additional Interior Features
Basement: Full, Interior Access Only, Unfinished, Includes Laundry, Storage Space, and Utility Room
Attic: Storage Space, Stairs for Easy Access
Fireplaces: 2 (Brick)
Plumbing: Copper
Insulation: Ceiling
Flooring: Ceramic Tile, Hardwood
Appliances Included
Gas Water Heater
Dishwasher
Dryer
Garbage Disposal
Oven/Range
Refrigerator
Washer
Heating & Cooling
Cooling System: Central Air
Heating System: Natural Gas, Forced Air
Exterior & Lot Details
Outdoor Features
Deck, Patio, Porch
Fenced Yard
Paved Driveway
Sidewalks
Garage & Parking
Garage Capacity: 2-Car Detached Garage with Automatic Door Opener
Total Parking Spaces: 3 (Including Open Parking)
Lot Information
Lot Size: 5,000 sq ft (0.11 acres)
Designation: Local Historic District
Community & Location
Community Features:
Easy Access to Public Transportation (Bus & Commuter Bus)
Close to Highways, Hospitals, Schools (Public & Private), and Shopping
Proximity to Recreational Facilities, Restaurants, and Major Attractions
Homeowners Association
No Monthly HOA Fees
Listing Information
Annual Property Taxes: $16,050.76 (2024)
Property Type: Single-Family Residence
Subdivision: College Hill
Zoning: R-1
Listing Status: Active
Building & Construction
Total Living Area: 2,771 sq ft
Year Built: 1899 (Historic Victorian Architecture)
Stories: 3
Foundation: Mixed
Utilities:
Electric: 150 Amp Service, Circuit Breakers
Sewer: Connected, Public Sewer
Water: Connected, Municipal Supply
Home Features
Security System (Owned)
Ceiling Fan
This stunning historic Victorian home in College Hill offers a blend of timeless elegance and modern comfort, featuring spacious living areas, elegant architectural details, and a prime location near all of Providence’s best amenities. Schedule your private tour today!
Monthly Payment Breakdown for $1,350,000 Home
Loan Type: 30-Year Fixed Loan at 6.695% Interest
Total Monthly Payment: $8,655
Payment Breakdown:
Principal & Interest: $6,965
Property Tax: $1,338
Home Insurance: $352
HOA Fees: $0
Mortgage Insurance: $0
Total Due at Closing: $324,000
Down Payment (20%): $270,000
Estimated Closing Costs (4%): $54,000
This structured payment plan provides a clear financial outlook, ensuring a smooth home-buying process.
Date | Event | Price | Price per sqft | Change |
|---|---|---|---|---|
Mar 19, 2025 | Listed | $1,350,000 | $487/sqft | +22.50% |
Mar 25, 2022 | Sold | $1,102,000 | $425/sqft | - |
Aug 17, 2020 | Sold | $745,000 | $308/sqft | - |
Dec 30, 2013 | Sold | $522,000 | $212/sqft | -16.67% |
Dec 9, 2013 | Listing removed | $559,000 | $222/sqft | - |
Oct 18, 2013 | Price decreased | $559,000 | $222/sqft | -$30,000 |
Oct 16, 2013 | Relisted | $589,000 | $233/sqft | - |
Sep 25, 2013 | Listing removed | $589,000 | $233/sqft | - |
Sep 13, 2013 | Price decreased | $589,000 | $233/sqft | -$30,000 |
Jun 21, 2013 | Listed | $619,000 | $245/sqft | - |
1889 | Built | - | - | - |
Year | Taxes | Total Assessment | Land | Additions |
|---|---|---|---|---|
2023 | $16,051 | $874,700 | $356,400 | $518,300 |
2022 | $15,388 | $864,500 | $356,400 | $508,100 |
2021 | $16,033 | $652,800 | $209,100 | $443,700 |
2020 | $16,033 | $652,800 | $209,100 | $443,700 |
2019 | $16,033 | $652,800 | $209,100 | $443,700 |
2018 | $16,894 | $528,600 | $213,500 | $315,100 |
2017 | $16,894 | $528,600 | $213,500 | $315,100 |
2016 | $16,894 | $528,600 | $213,500 | $315,100 |
2015 | $16,341 | $493,700 | $213,500 | $280,200 |
2013 | $16,662 | $493,700 | $213,500 | $280,200 |
2006 | $16,590 | $448,800 | $225,000 | $323,800 |
Flood Factor: Minimal
This property’s flood risk is not changing.
Fire Factor: Minimal
This property’s wildfire risk is not changing.
Heat Factor: Major
7 days above 97°F this year.
Wind Factor: Major
Major risk of severe winds over the next 30 years.
Air Factor: Minor
Risk of poor air quality is increasing.
Provided by First Street Foundation
